Monadeo for iPhone and Apple Watch

Who is responsible for Monadeo?

Monadeo is a personal budgeting and money-management app for iPhone and Apple Watch, published by COMPOUND EFFECT SAS in France.

Product information reviewed 4 August 2026

Product and publisher

Responsible publisher

COMPOUND EFFECT SAS is responsible for Monadeo's product and public website information.

What Monadeo is built to do

Monadeo brings accounts, transactions, recurring activity, monthly budgeting, goals, debt planning, calculators, Apple Watch, product help, reminders, personalization, and privacy-focused storage into one connected Apple-platform experience.

Explore all verified capabilities

Accountability and contact

How product information is reviewed

Public claims are checked against current app behavior, approved product facts, governing legal documents, and—where purchases or availability are involved—App Store Connect records. Consequential estimates are identified as estimates rather than promises or individualized advice.

Reviewed by COMPOUND EFFECT SAS · 4 August 2026

Contact Monadeo

For product, support, privacy, or company questions, email contact@getmonadeo.com. Please avoid including unnecessary sensitive financial information in a support message.

contact@getmonadeo.com

Pricing

What purchase options does Monadeo offer?

Free

€0forever

Free includes:

  • Accounts1
  • Goals1
  • Custom Reminders1
  • Watch App CustomisationBasic
  • Display SettingsBasic
  • Transactions ManagementIncluded
  • Currency ManagementIncluded

Monthly Premium

€7.99per month

Yearly Premium

-48%

€49.99per year

Save €45.89 compared with 12 monthly payments

Lifetime Premium

€199.99one-time

No recurring charges.

Everything in Free, plus:

  • Unlimited standard accounts
  • Unlimited custom savings goals
  • Unlimited custom reminders
  • Unlimited recurring rules
  • Transaction splitting
  • Receipts and documents
  • Transaction locations
  • Bulk transaction actions
  • One-year category summaries
  • Historical category trends
  • Recurring spending analysis
  • Advanced budget analysis
  • Account analysis
  • Debt account analysis
  • Emergency Fund planning
  • Debt payoff planning
  • Custom app icons
  • Dashboard layout
  • Budget layout
  • Advanced display settings
  • Apple Watch customization
  • Widget customization