Monadeo for iPhone and Apple Watch

How can we help with Monadeo?

Start with the workflow you are trying to understand, use Ask Monadeo for on-device product explanations when supported, or contact COMPOUND EFFECT SAS for help that requires a person.

Product information reviewed 4 August 2026

Choose the subject you need

Plan a monthly budget

Learn how draft allocation, activation, health, compliance, outlooks, corrections, and reallocation fit together.

Open the budgeting guide

Compare debt payoff paths

Understand baseline, highest-APR-first, and smallest-balance-first estimates and their limits.

Open Debt to Zero

Use Apple Watch

See the synchronized dashboard and the required review-and-confirm workflow for quick entries.

Open the Watch guide

Understand privacy

See where core records stay, how optional iCloud works, and which operational services have narrower roles.

Open the privacy overview

Review purchase options

Compare Free and Premium, monthly, yearly and Lifetime purchases, Individual and Family Sharing options, and App Store prices by country.

Open pricing

Explore every capability

Browse the complete server-rendered map of Monadeo features and their important boundaries.

Open all features

Ask Monadeo inside the app

Product knowledge, on device

Ask Monadeo is intentionally scoped around bundled product information. Product explanations are grounded in knowledge shipped for Monadeo's supported capabilities and workflows. Ask Monadeo does not provide a recommendation tailored to your financial circumstances. Ask Monadeo is not described as reading, interpreting, or advising on your accounts, transactions, budgets, debts, or goals.

Frequently asked questions

Where are my core financial records stored?

Your core financial records stay on your device and, if enabled, in your iCloud. Monadeo does not operate a central database containing your complete financial records.

Is iCloud synchronization required?

No. Apple synchronization is optional. If you enable it, eligible records can be stored in your Apple iCloud or CloudKit environment.

Does Monadeo provide financial advice?

No. Forecasts, scores, calculators, and repayment simulations are informational estimates. Monadeo does not provide individualized financial, lending, tax, or legal advice.

How many people can use Family Sharing?

The subscriber can share with up to five other people, for a total of up to six people, subject to Apple's Family Sharing and purchase conditions.

Can I add a transaction on Apple Watch?

You can record a quick expense or income using an enabled category and account, then review and explicitly confirm the entry.

What does changing Monadeo's base currency do?

Monadeo uses one global base currency at a time. Changing its label does not convert existing numeric values, and the app does not claim simultaneous foreign-exchange conversion.

How do I contact support?

Email contact@getmonadeo.com. Avoid sending passwords, full account records, or other unnecessary sensitive information.

Languages and availability

28 supported locales

Monadeo supports 28 locales. A locale can represent a language, a regional language variant, or both, so the website does not describe this as 28 distinct languages.

  • العربية (ar)
  • Čeština (cs)
  • Dansk (da)
  • Deutsch (de)
  • Ελληνικά (el)
  • English (en)
  • Español (es)
  • Español (Latinoamérica) (es-419)
  • Español (México) (es-MX)
  • Suomi (fi)
  • Français (fr)
  • Magyar (hu)
  • Bahasa Indonesia (id)
  • Italiano (it)
  • 日本語 (ja)
  • 한국어 (ko)
  • Bahasa Melayu (ms-MY)
  • Norsk bokmål (nb)
  • Nederlands (nl)
  • Polski (pl)
  • Português (Brasil) (pt-BR)
  • Português (Portugal) (pt-PT)
  • Română (ro)
  • Русский (ru)
  • Svenska (sv)
  • ไทย (th)
  • Türkçe (tr)
  • Tiếng Việt (vi)

Configured storefront scope

The App Store Connect configuration reviewed on 3 August 2026 contained 82 selected countries or regions. This is a dated configuration snapshot, not a promise of final storefront availability; it must be checked again before publication.

Changelog

4 August 2026 — product information baseline

The English product, pricing, trust, company, and help information was reviewed against current product behavior and approved product facts.

Review ownership and scope

COMPOUND EFFECT SAS owns this help content. Product statements are checked against verified app behavior and approved product facts; purchase and availability statements are checked against dated App Store Connect records. Estimates remain informational and are not guarantees or individualized advice.

Pricing

What purchase options does Monadeo offer?

Free

€0forever

Free includes:

  • Accounts1
  • Goals1
  • Custom Reminders1
  • Watch App CustomisationBasic
  • Display SettingsBasic
  • Transactions ManagementIncluded
  • Currency ManagementIncluded

Monthly Premium

€7.99per month

Yearly Premium

-48%

€49.99per year

Save €45.89 compared with 12 monthly payments

Lifetime Premium

€199.99one-time

No recurring charges.

Everything in Free, plus:

  • Unlimited standard accounts
  • Unlimited custom savings goals
  • Unlimited custom reminders
  • Unlimited recurring rules
  • Transaction splitting
  • Receipts and documents
  • Transaction locations
  • Bulk transaction actions
  • One-year category summaries
  • Historical category trends
  • Recurring spending analysis
  • Advanced budget analysis
  • Account analysis
  • Debt account analysis
  • Emergency Fund planning
  • Debt payoff planning
  • Custom app icons
  • Dashboard layout
  • Budget layout
  • Advanced display settings
  • Apple Watch customization
  • Widget customization